Urbanization And Home Ownership In Bangladesh Economics Essay

Urbanization And Home Ownership In Bangladesh Economics Essay Bangladesh is a developing country and has a population of 160 million. Urbanization process has increased rapidly. In 1891 only 2 percent citizens lived in the cities, and in 1961 this number increased to 5 percent. Baxter (1997, p) shows that citys population was 9 percent in 1974, that increased to 10.6 percent in 1984 and 17 percent in 1992. In Bangladesh education, employment, healthcare and other social aspects are centralized in the cities, especially in Dhaka. As a result Dhaka is facing a huge rate of rural urban migration. Takehiko Nomura (1996, p12) provided that Emerging urbanization and the population explosion will bring more social troubles to the world: poverty, environmental degradation, and shortage of housing, food and water- factors capable of creating instability around the world. According to New Internationalist magazine (issue 386,p 18) amongst the population of the top sixteen cities, a big proportion live in slums, between 40 percent and 50 percent in Jakarta (Indonesia), and a third in mega- metropolises like Dhaka ( Bangladesh), Kolkata (India) and Sao Paulo ( Brazil). In developing countries government intervention is very little about housing issues. Low and middle income group especially who are not in the public services go for self-help housing construction, or live as tenant. But now a day there is a lot of obstacle to find a plot of land. Datta and Jones (1999) provide evidence that people purchase via family and friends. Sometimes they apply for a plot in a government or self-help housing association project. In Chandigarh (India) there are two types of housing, one is public or semi-public housing which is provided by government or semi- government organization for their employees and the other is private housing that is occupied by the owners themselves or rented to tenants, (Sandhu 1985). There is evidence that (Ray Forest 2002, p2) urbanization rate is higher in East and South East Asia. It comes along with economical and social changes. This growth rate is putting pressure in the real estate market. As a result prices have gone up by 20 percent. Augus, Doling and Lee (2002, p 179) have provided evidence that households in Asia have lower standard than that in western countries. Construction industries in Asia could not add sufficient new housing of a standard level with those economic levels. In Hong Kong it is a common feature that people are living in an apartment of less than five hundred square feet. They cannot afford larger floor space. It is stated that (James Lee, Ray Forest, and wai Keung Tam 2002, p20) individual home-ownership is a new trend in East Asia. Only exception is Singapore, where government supported home-ownership ideas through its efforts in 1960s. It is further mentioned government of Taiwan and South Korea gives housing provision the secondary importance to the central goal of economic development. The Japan Housing Corporation is trying to develop large scale housing sites to construct housing for middle class workers in the cities. In Japan housing investment reached 12990 billion yen in 1978. 94 percent of it came from private sector investment. Housing sector is dominated by home-ownership and private renting. Government gives subsidy for low-cost public rental housing to the low-income families. Evidence shows that (James Lee, Ray Forest and Wai Keung Tam, 2002, p 38) National Housing Authority does not play an important role concerning housing issues in Thailand. Rich families build their own houses, whereas middle income group depend on private sector. But Housing Bank provides loans for both developers and individual purchases. Housing is a fundamental concern in human life. Byrne and Diamond (2007, p527) concluded that Housing provides a necessary foundation for physical and social life. It provides shelter, security, recreation, and wealth. It plays a central role in the health and well-being of its occupants and also supports their employment and educational endeavours. Among the poor there is a severe shortage of adequate, affordable housing. Housing costs in relation to households income and the quality are the issues that come to centre- stage in policy debates, (Marsh and Mullins 1998, p1-2). Government around the world is facing a fundamental debate about their role to the group who find it difficult to secure adequate accommodation for them. This issue varies between societies. Demographic and social changes influence the housing market. The demand for housing varies with the size of the families, and the age and other characteristics of the population. Generally large families need more spaces. If they decide to spend less on housing but still want more space, they have to compromise with quality. Economic change determines the type and quantity of housing. It also determines consumers ability. Technical and organizational changes in the housing sector can affect the cost. Housing finance institutes also play a very important role and their change affect housing sector as well. Price of building materials, availability of land, labour cost influences the market function. Changes in the government policy directly influence housing market. They can make it easy for low or middle income group by providing subsidies or creating special fund from where people can get secured loan. Marsh and Mullins (1998, p5) provided that A prime example in Britain is the personal subsidies paid to low-income tenants through the housing benefit system: throughout the 1980s housing benefit was seen as the main component of government policy towards housing and yet the housing benefit system is the responsibility of the Department of Social Security. In Britain central government rely upon local authorities about housing. Housing associations help implementing policies which is formed centrally. Meyerson and Terrett (1962,p70) gives evidence that in U.S.A. government provides better homes to low- income families through public housing. In order to do that The Housing Act of 1949 extended its aid for low rent housing program. Government can monitor private sectors activity concerning the quality issues. Besides through its fiscal and regulatory policy it can influence them. It can try to influence the amount of property of particular types that is produced and consumed. Sometimes it can negotiate pricing policy as well. Countrys economy always plays a vital role. And changes in this sector create a strong impact in citizens life. If unemployment grows people may not afford individual and independent households. Housing expenditures varies in different countries. Meyerson and Terrett (1962, p60) have provided that in developed countries the first and largest item in every familys budget is food and beverages. But in the developing countries the largest expenditures for the families is housing. It is further mentioned housing expenditures vary with occupation and education within each income class. Affordable housing refers to low-cost homes to either rent or buy, (Ratcliffe and Stubbs 1996, p482). It can be considered for the people in low or middle income group. Normally it is related to large- scale housing project. In the developed countries it is often seen as new settlements and urban villages. They are meant to be low- cost housing. Ratcliffe and Stubbs (1996, p486-491) further mentioned that a new settlement is a private sector sponsored new town where 2000 to 10,000 people can live. An urban village is a mixed-use mixed-ownership urban development based on public- private sector co-operation. It covers about two hundred acres. It not only provides housing but also provides small businesses, shops. It develops community feelings among people. In multi- family buildings people maintain personal relationships to manage the property well. This practise can be reflected in the national level, (Byrne and Diamond 2007). Consumers attitude towards housing aspects need to be considered to understand the housing market function. It has evidence that (Meyerson and Terrett 1962, p86) customer thinks about the number of the rooms, not about the floor spaces. They will prefer a three room house rather than a two room house of greater dimensions. Customers also put their attention on improvements in equipment and layout. They want information about its relative value, and its conformity to codes and ordinances. They consider the characteristics of their possible neighbourhood. Some people want to live far from the madding crowd. But they like to earn their living by working in the metropolitan labour market. They think improvement in the transport system can make it possible for them. Home building is supported by a group of people and institute, such as building materials suppliers, contractors, subcontractors, architect, labour and lending institutions. Meyerson and Terrett (1962, p106) describes a large-scale builder activities that Since he produces groups of houses from similar or identical plants at one location during a single undertaking, he is in a position to obtain important economies in the purchase of land, the mass construction of structures, the purchase of supplies, and the scheduling of labour and equipment. The case of Dhaka: It provides evidence that (Islam, 2004) home ownership rate is very low in Dhaka. It can be compared with some Indian cities, such as Delhi or Bombay. Rents are very high in Dhaka. Dhaka City Corporation (DCC) has fixed rent in different zones, but it is not followed properly. Bangladesh has the National Housing Policy which was formed in 1993. It was amended in 1999 and in 2004. Government does not directly involve itself in the housing sector. Baker (2007) provides that government acts as facilitator or enabler and trying to increase the access to land and housing. It is trying to modify infrastructure both for the individual and the private sector. Through Bangladesh Bank (BB) it is trying to promote housing finance institutions. Islam (2004) shows that out of one million units in Dhaka metropolitan areas private sector housing companies delivered 48 thousands housing units, public sector contributed 100,000 units and co-operative sector delivered only two thousand units. Baker (2007) has provided that main consumers of private sector housing are upper and middle income groups. He further added their minimum income should be fifteen thousand (Bangladeshi Taka) per month. Land prices are very high in Dhaka. It is considered to be the main obstacle both for self-help housing construction and private sector housing companies. Baker (2007) provides evidence that it can be compared with the suburban of New York. Dhanmondi is the most expensive area where the price stands at 3500 taka per square foot, (around$60). In Gulshan land price stands at 3194 taka per square foot, and in Baridhara at 3000 taka per square foot. Land in the less expensive area (such as Pallabi, Shamoli) is around 1600 taka per square foot. It is notable that there is a real scarcity of developable land in Dhaka city. Public land occupies some colony for public service holder, military cantonment and other government related institutions. But it is accepted that the use of public land is badly managed and need to be addressed to make the maximum use.

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UberFLAC v0.89 - tools to help with ÃÅ"berStandard 3.0/FLAC rips ============================================================== These rather hackish tools help with ÃÅ"berStandard 3.0/FLAC rips. FLACScript enforces and checks MD5 sums for FLAC rips, and does it better than oggscript. It also generates standard-compliant MD5 checksum files now, that anything else like md5sum or hksfv can check too. UberTrans allows you to safely transcode FLAC rips to the other UberStandard formats. Yes, it only works on FLAC. Deal with it, that'll never change. Instructions for installation: ============================== I apologise for the following rather unformatted drivel. I haven't had time, but the instructions are all here. I hope. 1. Install ActiveState ActivePerl: (5.8.2.808 here: http://downloads.activestate.com/ActivePerl/Windows/5.8/ActivePerl-5.8.2.808-MSWin32-x86.msi - later versions should work OK, check the website http://www.activestate.com/Products/ActivePerl/ for details, you do _not_ need to enter anything or register, use the latest Windows MSI build) 2. Create a new directory C:uber 3. Unpack this archive to the C:uber directory, so you have directories: C:uberutils C:uberripFLAC C:ubertransFLAC and C:ubertransAPS (and several others under trans, one for each format). 4. You need to put C:uberutils in your $PATH, do it like this: (instructions are for Windows XP, other versions may vary) a) Press WinKey+Pause/Break to bring up System Properties (alternatively, right-click My Computer and select Properties) b) Switch to Advanced tab c) Press Environment Variables button near the bottom of the dialog d) In the bottom half of this Environment Variables dialog is a system variables list. You'll see Path in there. Edit it; DO NOT overwrite everything in it. Your system needs that stuff, so be careful here and do exactly what I say: Press Home (go to the beginning), type "C:uberutils;" without the quotes EXACTLY, including that semicolon at the end (don't insert any spaces or anything!), and press Return. Your Path should look SOMETHING like this: c:uberutils;C:Perlbin;%SystemRoot%system32;%SystemRoot%;%SystemRoot%System32Wbem It may be longer or different, but it gives you an idea what to expect. e) Press OK in this dialog and OK again in the previous dialog to commit the changes. f) Reboot for the new changes to take effect. 7. WinKey+R (Run), type cmd, press return (to open a command prompt) for when you come back: ubertrans should give a nice version message. to rip in FLAC: set up to uberstandard with following tweaks. I recommend you don't open external compressor windows. Don't close EAC until you see there's NO compression tasks remaining (in the statusbar at the bottom), whatever you do... other than that, it's less trouble. You may also want to change ripping and encoding priority to Idle (it's a shame it doesn't support changing encoding priority to Idle but keeping ripping priority Normal, really).

Positive influence by a person on my life Essay

For the past eighteen years that I have walked this earth, the most influential person in my life has been my mother. Although the passing of my father deeply affected her, she was still able to persevere and raise me and my siblings to think and act like responsible young men and women. She motivated me to make something more of myself than to sit and become waste on a street corner. My mother played an important role in my life and has always been a positive factor in me growing up. My mother is my mentor and my friend; these two qualities make her more than a mother. She is like my guardian angel, always watching every move and keeping me on the right track. My mother is a strong woman and she holds well for a single mother. But, the days that she has to struggle are the days I have to stand up and help her by lifting some of the burdens off her shoulders. My mother has taught me how to not only overcome the death of my father, but also how to overcome some of the hardships that will affect my life in the future. Being the eldest male in my home, she helps me realize that my brothers look to me for guidance. By emulating her leadership, I often take on some of her roles, such as helping my younger siblings in their schoolwork and leading them away from negativities in their surrounding environment. She sees many great things in me that, at times, are not so obvious to me. She constantly tells me to become something great in life to make her and my dad’s spirit proud. This encourages me to strive for the best of my abilities. I reflect back to the day of my high school graduation when my mother approached me and told me, â€Å"It’s time.† It was weird because it was like a time bomb went off inside of me. I got up and I knew what I had to do. It was â€Å"time† to use the skills she equipped me with and finally become a young man. I wanted to get into college and I wanted to eliminate all my weaknesses and turn them into my strengths, and all of my threats into opportunities. In the future, I see myself taking the reins as patriarch of my family. I  believe with my mother’s guidance I have the necessary tools to stand against almost anything; she has trained me well. I have overcome deaths, and many more personal struggles. I believe I have what it takes to make it through college because of my â€Å"angel.† My mother has prepared me mentally and spiritually to withstand the trials and tribulations that await me in the future. She is a strong woman and I am proud to call her my mom.

Free Essays on CAPITALISM IS THE IDEL SOCIL SYSTEM

From the 1400’s to the 1700’s, the major European trading nations used an economic system known as mercantilism. Under this system, governments made sure to manage their economic situation so that the amount of exports exceeded the amount of imports. They placed high tariffs (taxes) on imported goods so that they would cost more at home, and gave financial aid to local farms and industries so they could lower the prices of their exports. Nations made themselves rich by selling more goods than they bought. During the mid-1700’s, a group of French economists also known as physiocrats urged the government to stop making foreign trade its business. Their policy, called laissez faire ( a French phrase that meant allow to do.) demanded an end to the high tariffs and other trade restrictions. With the help of Adam Smith capitalism soon spread to other large trading countries. Smith’s book The Wealth Of Nations (1776) gave the basic argument for capitalism. In the book it was said that a government should not interfere with a nation’s economy but instead should let individuals act as â€Å"free agents† who look out for their own interests. These â€Å"free agents† Smith said would naturally bring a greater good to society â€Å"as if guided by an invisible hand.† The early growth of capitalism was based on the use of privately owned property to make money. The growth of markets encouraged men to invest capital- (goods or money devoted to making goods or money.) capitalists made two new systems of manufacturing. In one of them a capitalist would employ a large amount of journey men and helpers in his workshop for money. This helped make large workshops so, the work was divided, men no longer had to carry out manufacturing on their own like in the old system. The capitalist boss p... Free Essays on CAPITALISM IS THE IDEL SOCIL SYSTEM Free Essays on CAPITALISM IS THE IDEL SOCIL SYSTEM From the 1400’s to the 1700’s, the major European trading nations used an economic system known as mercantilism. Under this system, governments made sure to manage their economic situation so that the amount of exports exceeded the amount of imports. They placed high tariffs (taxes) on imported goods so that they would cost more at home, and gave financial aid to local farms and industries so they could lower the prices of their exports. Nations made themselves rich by selling more goods than they bought. During the mid-1700’s, a group of French economists also known as physiocrats urged the government to stop making foreign trade its business. Their policy, called laissez faire ( a French phrase that meant allow to do.) demanded an end to the high tariffs and other trade restrictions. With the help of Adam Smith capitalism soon spread to other large trading countries. Smith’s book The Wealth Of Nations (1776) gave the basic argument for capitalism. In the book it was said that a government should not interfere with a nation’s economy but instead should let individuals act as â€Å"free agents† who look out for their own interests. These â€Å"free agents† Smith said would naturally bring a greater good to society â€Å"as if guided by an invisible hand.† The early growth of capitalism was based on the use of privately owned property to make money. The growth of markets encouraged men to invest capital- (goods or money devoted to making goods or money.) capitalists made two new systems of manufacturing. In one of them a capitalist would employ a large amount of journey men and helpers in his workshop for money. This helped make large workshops so, the work was divided, men no longer had to carry out manufacturing on their own like in the old system. The capitalist boss p...

Full Review of Every SAT Test Date 2018-2019

Full Review of Every SAT Test Date 2018-2019 SAT / ACT Prep Online Guides and Tips There are multiple SAT test dates a year, and choosing the best one can be tricky. If you choose a test date too early, you may not be fully prepared, but if you choose one too late, your scores may not arrive in time for college application deadlines. You also need to take your own schedule into account as well. Will there be certain times of the year when you’re extra busy with a sport or club, or times when you’ll be too busy studying for your classes?The SAT is already difficult enough, and you don’t want to make things harder on yourself by choosing a test date that doesn’t fit your schedule. Fortunately, we’re here to help you choose the best SAT test date for you. This guide covers all the SAT test dates for the 2018/2019 testing year, and we offer specific advice on each test date for sophomore, juniors, and seniors, so you’ll be able to decide exactly when to take the SAT. 2018 SAT Test Dates The fall 2018 SAT test dates are generally best for juniors taking the SAT for the first time and seniors getting in one last SAT before college application deadlines. We don’t recommend current high school sophomores take the SAT on one of these dates because it’ll likely be too early in your high school career for you to score your best. August 25, 2018 Registration Deadline: July 27, 2018 Late Registration Deadline: August 15, 2018 Sophomores This exam date is too early for sophomores. At this point, the beginning of your sophomore year, you’ll only be about halfway through high school, and you won’t have studied many of the concepts tested by the SAT yet. Juniors This is a great test date for juniors to take the SAT for the first time. You’ll have all summer to study so you can be well prepared on test day, and if you’re not happy with your score, you’ll still have plenty of time for retakes.Many students end up taking the SAT more than once in order to get their desired score, and taking your first SAT early on in your junior year puts you in a great spot to do this. Seniors If you’re a senior and you’re still not happy with your SAT score, this is a good test date to give it one last shot. By taking the SAT on this date, you’ll still get your scores back in time for college application deadlines, including early action and early decision deadlines (which are usually in October or November). Also, by taking the SAT early on in your senior year, you’ll avoid trying to balance studying for the SAT at the same time you’re trying to complete college applications, and you’ll have all summer to study for the test. October 6, 2018 Registration Deadline: September 7, 2018 Late Registration Deadline: September 26, 2018 Sophomores This test date is still too early for sophomores. However, if you want to get in some testing practice, you can take the PSAT which will be offered on Wednesday, October 10, 2018.Only juniors who take the PSAT are eligible for National Merit awards and scholarships, but taking the PSAT as a sophomore can help you be more prepared for both the PSAT and the SAT in the future. You’ll get an idea of what the tests will be like and what areas you should focus on in your future studying. Juniors As a junior, you have the chance to take the PSAT this year and compete for National Merit scholarships. The PSAT is on October 10th, so if you’re already putting in a lot of prep for the PSAT, it may make sense for you to take the SAT just a few days before it, since the two tests are very similar. Even if you aren’t taking the PSAT, this test date is still another good choice for you to take the SAT for the first time and still have plenty of time for a retake. Seniors If you’re a senior, you can take the SAT on this test date and still be able to send your scores by the regular application deadline of most colleges (typically January 1).If you’re applying early action or early decision, this test date will still likely be OK for getting your scores in for those deadlines, but double check your application deadlines first to make sure. Also note that this is the absolutely last SAT test date for getting your scores in by those early deadlines. November 3, 2018 Registration Deadline: October 5, 2018 Late Registration Deadline: October 24, 2018 Sophomores This test is still too early for sophomores to be well prepared to take the SAT, but if you’re really interested in seeing what the test is like (or you’ve taken the PSAT and want to start SAT studying), you can take some SAT practice tests to get a sense of how you’re doing and where you need to make improvements. If you’re unhappy with your practice test scores, remember that you still have plenty of time to get more studying done, and with an efficient study plan, you can make big jumps in your SAT score. Juniors This another solid test date for juniors, and if you’ve just taken the PSAT, you can keep your studying going for just a few more weeks and take this November SAT test date. Seniors This test date is too late if you’re applying early action or early decision, but your scores will be back in time for most regular decision deadlines.Just remember that, if you plan on taking the SAT on this date, you’ll likely be working on college applications at the same time and will have to juggle SAT studying, applying to colleges, and regular schoolwork at the same time, so you may not get in as much SAT study time as you were hoping. December 1, 2018 Registration Deadline: November 2, 2018 Late Registration Deadline: November 20, 2018 Sophomores While we still don’t recommend sophomores take the SAT this early, you can begin prepping for the PSAT 10, if you’ll be taking it.The PSAT 10 is a version of the PSAT designed specifically for sophomores, and, if your school administers it, you’ll take it sometime between the end of February and the end of April. The PSAT 10 is somewhat easier than the SAT (since it’s for younger students), but the two tests are still quite similar in terms of format and content tested. This means that studying for one test can help you do well on the other. Juniors You’ll likely be studying for finals around this time, so we don’t recommend this SAT test date for juniors as much as the other ones offered during the 2018/2019 school year.You can definitely still take the SAT on this date, but make sure you won’t be overloading yourself between your SAT study plan and your regular schoolwork. Seniors For most seniors, this is the absolute last date you can take the SAT and still get your scores in time for college application deadlines. For some schools, it may actually be too late, so be sure to check the deadlines of each of the schools you’re applying to in order to make sure you don’t miss a key deadline! And remember, if you’re unhappy with your SAT score, there won’t be another chance for you to do a retake. Even if this date still works with your college deadlines, you’ll likely be studying for finals and putting the finishing touches on your college applications during this time. For most seniors, we recommend choosing an earlier test date so you have enough time to devote to studying before the SAT. 2019 SAT Test Dates These 2019 SAT exam dates will be too late for seniors, but they can be good options for sophomores or juniors. March 9, 2019 Registration Deadline: February 8, 2019 Late Registration Deadline: February 27, 2019 Sophomores You may have taken or be taking the PSAT 10 around this time, but you can also take the SAT on this date if you want to. This is still pretty early in your high school career to be taking the actual SAT, so if you do decide to take it, don’t put too much pressure on yourself to get a great score, especially on Math, where you may not have covered some of the concepts yet. Juniors This is another solid test date for juniors to take the SAT for the first or even second time if you took it in the fall and have been able to put in a solid amount of studying since then.By now you’ll know most or all of the concepts tested on the SAT, and you won’t be studying for finals at this time. Seniors This exam date is too late for seniors planning to attend college in the fall. May 4, 2019 Registration Deadline: April 5, 2019 Late Registration Deadline: April 24, 2019 Sophomores High-achieving sophomores can take the SAT on this date since by now you will have covered many of the subjects tested on the SAT.However, it’s rare to reach your SAT goal score this early in your high school career; so don’t worry too much about a top score right now. Instead, if you take the SAT on this date, use this score as a baseline to figure out how much you need to improve and in which areas.If you have finals around this time though, you may want to choose a different test date so you aren’t taking on too much, especially if this is your first time taking the SAT. Juniors If you haven’t taken the SAT yet, we recommend you take it on this dateso that, if you want to retake the test, you have the entire summer to study and several test dates during your senior year for potential retakes.However, this test date may conflict with your finals, and if it does the March or June dates will likely work better for you. Seniors This exam date is too late for seniors planning to attend college in the fall. June 1, 2019 Registration Deadline: May 3, 2019 Late Registration Deadline: May 22, 2019 Sophomores This is another good test date for high-achieving sophomores, especially if the May test date conflicted with your finals. With this test date, you’ll still get your scores back by mid-summer and can get in a lot of studying before school starts again so you’re well prepared to take the SAT again in the fall of your junior year. Juniors By taking the SAT on this date, you’ll get your scores back in mid-summer so you’ll have several weeks to study and be well prepared if you need to take the SAT again early in your senior year. However, again, make sure this SAT test date doesn’t conflict with your school finals before you register for it. Seniors This exam date is too late for seniors planning to attend college in the fall. Review: SAT Test Dates 2018 - 2019 There are seven SAT test dates for the 2018/2019 testing year: August 25, 2018 October 6, 2018 November 3, 2018 December 1, 2018 March 9, 2019 May 4, 2019 June 1, 2019 For sophomores, the best test dates are those at the end of the school year: May and June.These later test dates will give you the best chance of knowing most of the information tested on the SAT. However, just make sure you don’t choose a date that conflicts with your finals. For other SAT preparation, you can take the PSAT 10 and/or the PSAT. For juniors, pretty much any test date will work. We recommend taking your first SAT in the fall of your junior year and doing a possible retake in the spring.This gives you plenty of time to study for your retake and possibly take the SAT again in the fall of your senior year if you need to. You can also take the PSAT in October as additional SAT practice and to compete for National Merit. For seniors, we recommend taking your final SAT in the late summer or early fall: August or October.You can study for the SAT over the summer so it doesn’t conflict with filling out college applications, and you’ll be able to meet school deadlines, even early action/decision deadlines, with either of these dates.If absolutely necessary, seniors can also take the November or December test dates, but be aware that you may not get your scores back in time for all your college applications if you choose one of these dates. What's Next? Now that you've chosen an SAT test date, the next step is toregister for the SAT.Our detailed guide offerseasy-to-follow instructions to helpwalk you smoothly through the registration process. Hoping for a top SAT score?Check out our in-depth guide to getting a 1600 on the SAT, written by an expert full scorer! Are you also thinking about taking the ACT?Check outour complete guide to choosing ACT dates for 2018 and 2019! Want to improve your SAT score by 160 points?We've written a guide about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Research Proposal for Marketing in the Cruise Ship industry Essay

Research Proposal for Marketing in the Cruise Ship industry - Essay Example While the American cruise industry has had a head start, the European Cruise Council (ECC) claims that Europe recently has become the centre of gravity for the cruise industry of the world with a record of 4 million travellers. The United Kingdom has one of the largest sources of market for European cruises which has a share of 1.3 million passengers for the year 2007 (ETN, 2008). However, with the setting in of global recession, the UK cruise industry has also been hard hit with a fall in travellers overseas as compared to other countries in Europe. Companies which deal with cruise tours have been hard hit with no option but to continue with scheduled tours. Industrialists consider these situations grave, and are of the view that they should shut down supply by cancelling bookings. Others, owners of cruise lines such as Carnival, Seatrade, and MSC Cruises especially, are of the view that companies need to continue in order to survive the meltdown (holidayinsider.com, 2009). In such hard times, it is critical that companies change their approaches to management and marketing. This is a tricky business when considering the structure and operation of cruise businesses. By and large the cruise ship industry has been one of the fastest growing industries with a brief history of growth stemming from during 1970s in the North America, even though its origin had been European. The style of service delivery, product, management and plans for tours are different from the usual customer service oriented industries. This is because the nature of the cruise industry is perishable; that is once the cruise is underway the value of the room booked ends. Cruise lines depend entirely on their passengers to generate revenue as well as operation. It is highly demand elastic which makes it one of the most volatile industries in the world. Companies,

George W. Bush Essay Example | Topics and Well Written Essays - 1000 words

George W. Bush - Essay Example This made an impact on the life of the young Bush. He also traveled far and wide soliciting donations and help from powerful people. (nurture) As a young boy, he was wise-cracking and strong-willed. This is due to his upbringing. He comes from a clan who is well-regarded in society. His constant companions were boys who belonged to politically-influential families and the elite in society. He was carefree, one time he was caught for painting a mustache in his face while in Music class. But he was a leader, President of his class and involved a lot in extra-curricular activities. Sometimes though, he was a problem to his mother because of some reports from school. As a college senior, Bush became a member of the secretive Skull and Bones, one of the oldest secret student societies in the United States whose past members included prominent personalities. He was described as extremely gregarious, but a notoriously poor dresser, made many friends, bridging the growing divide between the public school graduates who were entering Yale and the "preppies." He became a president of the Delta Kappa Epsilon fraternity and enjoyed parties, drinking, watching and playing football, and dating. He was booked on misdemeanor charge for being part of a prank that involved stealing a Christmas wreath for the frat house. Theories of Personality Freud's theory of personality - the Oedipal complex - works in this stage of the case study. The identification to the father is crucial in the development of the boy - the young Bush had incorporated the moral values and ideals of his president father and has identified himself to him, thus he himself struggled and worked hard to become president himself. As opposed to Freud's theory is the social learning theory which originated from the behavioral writings of Ivan Pavlov, John B. Watson, and B.F. Skinner. According to this theory, the process of learning is of central importance to personality development. Social learning theorists believe that people are influenced by the situations they are in. Bush was much influenced by the situation he was in. He was a student leader - president of a class - and was involved in activities that would make him a leader and a prominent figure in American politics. This means that his personality was learned from school and the environment. The social learning view of personality is vastly different from that of the psychoanalysis of Freud. Freud's concept of psychoanalysis focused on the unconscious mind, or the developmental states that are of primary importance to psychoanalysis. But social learning theorists focus their study of development in learning. Personality is something that is learned, or, the sum total of all the ways that people learned to act, think and feel. It is called social learning because the process is learned from other people. Personality is no more than learned behavior and that the way to understand personality is simply to understand the processes of learning. To social learning theorists, the key concepts in the study of personality are not the id, ego, and superego, as espoused by Freud, but classical conditioning, operant conditioning, and modeling. The